ISSUANCES - 2010 - Lenders Compliance Group

SELECTED ISSUANCES

HUD: RESPA - Solicitation of Information on Changes in Warehouse Lending and Other Loan Funding Mechanisms - Notice pending publication in the Federal Register (11/16/10)

Fannie: Home Affordable Modification Program: Introduction of Second Lien Modification Program, SVC-2010-14 (9/21/10)

FHA: FHA Connection Enhancements to Support Sponsored Third Party Originations (Sponsored Originations), Mortgagee Letter 2010-33 (9/21/10)

FHA: Home Equity Conversion Mortgage Program – Introducing HECM Saver; Mortgage Insurance Premiums and Principal Limit Factor Changes for HECM Standard, ML 2010-34 (9/21/10)

CFPB: Designated Transfer Date, Federal Register, Vol. 75, No. 181, (09/20/10)

FTC: Summary of Rights and Notices of Duties Under the Fair Credit Reporting Act, Federal Register, Vol. 75, No. 166, p 52655 (08/27/10)

Truth in Lending, 12 CFR Part 226, Final rule and Official Staff Commentary, FRB (8/16/10)

Fannie: Undisclosed Liabilities and Re-underwriting Requirements, SEL-2010-11, (8/13/10)

Reverse Mortgage Products: Guidance for Managing Compliance and Reputation Risks, FR, Vol. 75, No. 158, pp 50801-50812 (8/16/10)

FHA Refinance of Borrowers in Negative Equity Positions, Mortgagee Letter 2010-23 (8/6/10) - FHA Short Refinance

FHA Short Refinance - HUD-FHA PowerPoint Presentation (8/11/10)

Registration of Mortgage Loan Originators - Final Rule
Federal Register, Vol. 75, No. 144, Rules and Regulations, 44656-44708, (7/28/10)

Risk Management Initiatives: Reduction of Seller Concessions, New Loan-to-Value, and Credit Score Requirements - FR: Vol. 75, No. 135, (7/15/10)

Fannie: Selling Guide Updates and Additional Guidance on Appraisal-Related Policies, SEL-2010-09 (6/30/10)

Fannie: Underwriting Borrowers with a Prior Foreclosure, SEL-2010-08 (06/23/10)

RESPA: Home Warranty Companies’ Payments to Real Estate Brokers and Agents - Interpretive Rule, FR: Vol. 75, No. 122, 36271-36273 (06/25/10)

Mortgage Metrics Report: Disclosure of National Bank and Federal Thrift Mortgage Loan Data, First Quarter 2010 (06/23/10)

Making Home Affordable Program - Servicer Report - May 2010 (06/21/10)

FHA: Implementation of Final Rule FR 5356-F-02, “Federal Housing Administration: Continuation of FHA Reform—Strengthening Risk Management through Responsible FHA-Approved Lenders” (ML 10-20)

Fraud and Insider Abuse, Regulatory Bulletin, RB 37-54 (May 18, 2010) (Revised: 06/14/2010)

Introduction of Fannie Mae's Home Affordable Foreclosure Alternatives Program, SVC-2010-07 (06/01/10) Revised Version (06/10/10)

Fannie: Extension to Fannie Mae's Alternative Modification™ to the Home Affordable Modification Program, LL-2010-07 (06/03/10)

RESPA: ‘‘Required Use’’ Prohibition: Advance Notice of Proposed Rulemaking, FR: Vol. 75, No. 106, 31334-31338 (06/03/10)

Fannie: Introduction of Fannie Mae's Home Affordable Foreclosure Alternatives Program, SVC-2010-07 (06/01/10)

FTC Extends Enforcement Deadline for Identity Theft Red Flags Rule, Press Release (05/28/10)

FTC Extended Enforcement Policy: Identity Theft Red Flags Rule, Policy Statement (05/28/10)

Making Home Affordable Program - Servicer Report - April 2010 (05/17/10)

UDAP Examination Procedures - OTS - Section 1354, pursuant to FTC Act section 5(a), 15 USC § 45(a) (05/07/10)

FinCEN: Advisory to Financial Institutions on Filing Suspicious Activity Reports Regarding Home Equity Conversion Mortgage Fraud Schemes, FIN-2010-A005 (04/27/10)

FHA Reform Act of 2010, H. R. 5072 (04/20/10)

FHA: Continuation of FHA Reform-Strengthening Risk Management through Responsible FHA-Approved Lenders, FR Vol. 75, No. 75, 20718–20735 [2010–8837] (04/20/10)

Making Home Affordable Program - Servicer Report - March 2010 (04/14/10)

Continuation of FHA Reform- Strengthening Risk Management through Responsible FHA-Approved Lenders, 24 CFR Part 202 [Docket No. FR 5356-F-02] (04/14/10)

FHA Credit Watch Termination Initiative - Federal Register: Vol. 75, No. 67, pp 17944-17946 (04/08/10)

FHA-Home Affordable Modification Program, and Subsequent Guidance (Questions and Answers: ML 09-23) - FAQs Update (04/07/10)

FHA Announces Forthcoming Issuance of Final Rules (Higher Net Worth, Streamline Lender Approval) HUD No. 10-070 (04/05/10)

New RESPA Rule FAQs (04/02/10)

HUD Announces Improvements to Neighborhood Stabilization Program (Redefined "foreclosed" and "abandoned" properties) HUD No. 10-066 (04/02/10)

Fannie: Lender Quality Control Standards, SEL-2010-03 (03/29/10)

Housing Program Enhancements (03/26/10)

Frequently Asked Questions (FAQs)

FHA Refinance Fact Sheet

Housing Rollout (Examples)

HAMP Improvements Factsheet

Application of the Administrative Exemption to Employees who Perform the Typical Job Duties of a Mortgage Loan Officer. Administrator's Interpretation 2010-1 (3-24-10)

Home Valuation Code of Conduct - Frequently Asked Questions (FAQs), Updated March 2010

Fannie: Alternative Modification to the Home Affordable Modification Program, LL-2010-04 (03/18/10)

Helping Housing Recover: A Report on Fannie Mae’s Mission Performance, March 2010 (03/18/10)

Making Home Affordable Program - Servicer Report - February 2010 (03/12/10)

Mortgage Loan Fraud Update: Suspicious Activity Filings from July 1, 2009 to September 30, 2009. FinCEN. Issued: February 18, 2010

Detection and Deterrence of Mortgage Fraud Against Financial Institutions: A White Paper - Produced by the July 13-24, 2009 FFIEC Fraud Investigations Symposium (02/16/10)

Weintraub v Quicken Loans, Inc., No. 08-2373, 4th Cir. (2/5/10)

Root Causes of the Foreclosure Crisis - Report to Congress - U. S. Department of Housing and Urban Development (1/28/10)

New RESPA Rule FAQs (1/28/10)

Home Affordable Modification Program - Program Update and Resolution of Active Trial Modifications, Supplemental Directive 10-01 (1/28/10)

Loss Mitigation for Imminent Default (ML 10-04) (1/22/10)

Mortgagee Approval for Single Family Programs - Extended Procedures for Terminating Underwriting Authority (ML 10-03) (1/21/10)

Increase in Upfront Premiums for FHA Mortgage Insurance (ML 10-02) (01-21-10)

Analysis of Mortgage Servicing Performance - Data Report # 4 - State Foreclosure Prevention Working Group: CSBS (1/20/2010)

FHA Announces Policy Changes to Address Risk and Strengthen Finances - HUD No. 10-016 - Press Release (1/20/10)

Making Home Affordable Program - Servicer Performance Report Through December 2009 (1/15/10)

Waiver Requirements - Specific Conditions and Details, Waiving FHA Regulations 24 CFR § 203.37 a(b)(2) (1/15/2010)

Memorandum from FHA Commissioner David H. Stevens (1/13/10)

HUD Inspector General Probes Companies with Significant Claim Rates - HUD OIG No. 2010-01 (1/12/10)

Impact of New RESPA Rule on Fees and Charges - Circular 26-10-01 (1/07/10)

Settlement Cost Booklet (HUD): "Shopping for Your Home Loan" (1/06/10 - REVISED)