"Ability to Repay" - Proposed Rule, Request for Public Comment (4/18/11)

Escrow Accounts - Disclosures, Exemptions - HPMLs, Proposed Rules, FR 76/41 (3/2/11)

"Jumbo" Loans - HPMLs, Final Rule and Official Staff Commentary, FR 76/41 (3/2/11)

Proposed rule - Request for Public Comment (2/23/11)

Final rule - Official Staff Commentary (2/23/11)

Summary of Findings: Design and Testing of Escrow Disclosures (1/28/11)


Interim Rule - Request for Public Comment. Clarifying 9/24/10 Interim Rule (12/22/10)

Interim Final Rule - Appraisal Independence, FR - Vol. 75, No. 208 (66554-66587) (10/28/10)

Final, Interim and Proposed Rules - September 24, 2010

Second Phase Mortgage Review, Proposed Rules, FR - Vol. 75, No. 185 (58539-58788) (9/24/10)

Mortgage Disclosure Improvement Act of 2008, Interim Rule, FR - Vol. 75, No. 185 (58470-58489) (9/24/10)

Escrow - Higher-Priced,First Lien Jumbos, Proposed Rule, FR - Vol. 75, No. 185 (58505-58508) (9/24/10)

Loan Officer Compensation, Final Rule, FR - Vol. 75, No. 185 (58509-58538) (9/24/10)

Notification of Sale or Transfer of Loan, Final Rule, FR - Vol. 75, No. 185 (58489-58504) (9/24/10)

Federal Reserve Board Issues Proposed Revisions to TILA

Truth in Lending, 12 CFR Part 226, Final rule and Official Staff Commentary, FRB (8/16/10)

Highlights of Final Rules on Loan Originator Compensation and Steering, FRB (8/16/10) 

Federal Register Notice - Regulation Z and HELOCs (07/23/09)

Highlights of Proposed Rules - Home-Secured Credit (07/23/09)

Key Questions to Ask about HELOCs (07/23/09)

Summary of Findings: TILA Disclosures for HELOCs (07/23/09)

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Prepayment Penalty Restrictions - Regulation Z - Effective 10-01-09 (04/13/09)

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FRB Proposes to Amend TILA for Private Student Loans (03/11/09)

Consumer Research and Testing

Federal Register [Vol 74, No. 55, 03/24/09, pp 12464-12515]

Application and Solicitation - Model Form

Approval - Model Form

Final - Model Form

Application and Solicitation - Sample

Approval - Sample

Final - Sample