We review a mortgage originator's relationships with settlement service providers. These relationships may take the form of affiliated businesses, joint ventures, desk rental leases, marketing service agreements, mortgage origination programs, branch management arrangements, lead fee commitments, employement contracts or other business structures.

Our reviews cover:

• Evaluating relevant documents, disclosures, agreements, policies and procedures.
• Identifying the opportunities to mitigate risk and increase producitvity by imporiving business models and practices.
• Presenting all recommendations to management. The contents of our written review and your decisions regarding implementation remain confidential and privileged.
• Training of personnel and strategic partners to comply with AfBA guidelines.